Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world’s largest government-funded health insurance scheme. It aims to provide free quality healthcare to over 50 crore (500 million) poor and vulnerable Indians.
Key Benefits of Ayushman Card
Free Health Coverage up to ₹5 Lakh per Family per Year
Covers all hospitalization expenses for secondary and tertiary care in both government and private empanelled hospitals.
Covers 1,500+ Medical Procedures
Includes surgeries, diagnostics, medicines, and treatment costs for diseases such as:
- Cancer
- Heart disease
- Kidney failure
- Bone fractures
- Maternity care
- Neurological and pediatric care
No Age Limit & Family Size Cap
Unlike private insurance, there’s no age bar. All members of the eligible family are covered — from newborns to the elderly.
Cashless & Paperless Treatment
Just show your Ayushman card at the hospital — no need to pay anything upfront or file claims.
Pan-India Coverage
You can use the card at over 25,000 empanelled hospitals across India, regardless of your home state.
Covers Pre & Post Hospitalisation
Expenses for diagnostics, medicines, and follow-up care are also included (up to a fixed number of days before and after hospital stay).
Focus on Poor and Economically Weaker Sections
Families listed in the Socio-Economic Caste Census (SECC) 2011 are automatically eligible. However, states have added beneficiaries through other poverty schemes.
Special Benefits for Women and Senior Citizens
Prioritises maternal healthcare and free treatment for age-related diseases — ensuring safety for the most vulnerable.
Documents Required for Ayushman Bharat Card
To get an Ayushman Bharat Card, the following documents are generally required:
- Aadhaar Card
Mandatory for identity verification of all family members. - Ration Card (especially in some states)
Used to verify the family structure and eligibility, especially in SECC-based selection. - Income Certificate (if not auto-listed)
Required if you’re applying under state schemes or not pre-included in SECC 2011 database. - Caste Certificate (for SC/ST categories)
For those applying through reserved category lists or state-specific inclusion. - Residence Proof
Any official document showing address (like Voter ID, Utility Bill, or Driving Licence). - Mobile Number
For OTP-based verification and receiving updates regarding your application and health benefits. - Passport Size Photo
Sometimes required at the Common Service Center (CSC) or during physical registration.
Where to Submit These Documents?
You can apply in two main ways:
At Common Service Centers (CSC):
Submit your documents, verify details, and get your card printed.
At Empanelled Hospitals or Camp Sites:
Many hospitals and state health camps help with real-time verification and issuance.
🔍 Check Eligibility & Apply Online:
👉 https://pmjay.gov.in
👉 Or visit your nearest CSC center for help.
